So you’ve decided that you would like to start accepting credit card payments for products and services offered on your Web site. Traditionally, you have two basic choices – set up your merchant account with a bank or sign an agreement with a third-party credit card payment facility.

The significant advantage of setting up your merchant count is that you will pay a lower credit card fee for each transaction you process, ranging from 1.5% to 4%, depending on the credit card issuer. MasterCard typically charges less than Discover and American Express. The downside is that setting up a merchant account will cost you up to $1500 upfront for the fees, equipment and software for dialup and processing via your computer.

Your alternative is to process your payments through a third-party payment facility, which will charge you anywhere from 6% to 15% per transaction. Setting up your merchant may make more sense depending on the amount and the number of transactions you will handle since it could pay for saved transaction fees.

In addition to the Credit Card Fee, other fees can be associated with your merchant account, so be sure you understand precisely what your merchant provider will charge you. Often, there is a Transaction Fee charged by the merchant provider to cover their costs of network usage, equipment, etc. A Transaction Fee can add as much as $1.00 to each transaction on top of the percentage charged on each sale by the credit card issuer. Additional fees may be associated with your account, depending on the provider you sign up with, such as monthly statement fees, minimum traffic fees, charge-back fees, and more. Always ask for a complete list of features and prices when signing up.

Today, you have another alternative thanks to Web hosting companies that specialize in helping you accept credit card payments online, also known as E-commerce. There are many advantages to setting up your Merchant Account through E-commerce Web hosting. Company. Here on CpCompanyi ng.net, you can find a turnkey hosting solution that includes everything you need to accept credit card payments on your Website and a lot some of the attractive features you can look for from us:

* use Instant Set-up
* SSL Certificates

* Miva Merchant Account*

* Shopping Cart Software

* Real-time Credit Card Processing

* Web Site Statistics Software

* Import/Export Data To Your Accounting Software

* Cardservice International

* Secure Payment Gateway

* Secure Server Certificate

* Web Control Panel with Security Controls

* 24/7 E-commerce Support

* Support For Paradata, PayPal, and more

* Web Site Design Tools

* Web Marketing Tools For Your Online Store

* Banner Ad, Promotion and Coupon Support

* Unlimited Products In Your Online Store

* AuOnline Shipping Calculation through FedEx, UPS and USPS

* Real-time Shipping System

* Up to 30-day Money Back Guarantee

* Note: If you are unfamiliar with a Miva Merchant Account, the Miva Merchant software is a browser-based Storefront Development and Management System. It integrates cataloguing, product, fulfilment, category management, shopping basket, and order and credit card processing. Multiple stores: One central administrator can maintain multiple stores; sub-administrators can delegate functions.